Assume you're eligible. Don't rule yourself out because of income or academics. And don't rule out a college because you think it's too expensive. The higher the cost, the more aid you may receive.
Don't wait to be accepted to a college to apply for aid. The coffers may be empty by spring.
Get application forms as soon as possible. You'll need the 2007-08 FAFSA form. (Paper versions are available in Dec. at high schools, colleges, and libraries. The online version is available starting January 1, 2007.) You may also need to complete the CSS/PROFILE form, state aid forms, and forms provided by the colleges.
Check the deadlines and be sure to meet each one. Many colleges have different deadlines for different forms. Some may be due in late Dec., though most are due in Jan./Mar.
Figure out your "expected family contribution." Use worksheets in financial aid guidebooks to calculate –before you apply—what the colleges will estimate you can afford to pay. Be sure to getup-to-date information, as formulas can change year to year.
Before Dec. 31, maximize your aid eligibility. Freshman year aid awards are based in part on income for the year ending Dec. 31 of the student's senior year in high school. Consider making appropriate adjustments to your assets, debts, and retirement provisions before you apply.
Don't wait to be accepted to a college to apply for aid. The coffers may be empty by spring.
Get application forms as soon as possible. You'll need the 2007-08 FAFSA form. (Paper versions are available in Dec. at high schools, colleges, and libraries. The online version is available starting January 1, 2007.) You may also need to complete the CSS/PROFILE form, state aid forms, and forms provided by the colleges.
Check the deadlines and be sure to meet each one. Many colleges have different deadlines for different forms. Some may be due in late Dec., though most are due in Jan./Mar.
Figure out your "expected family contribution." Use worksheets in financial aid guidebooks to calculate –before you apply—what the colleges will estimate you can afford to pay. Be sure to getup-to-date information, as formulas can change year to year.
Before Dec. 31, maximize your aid eligibility. Freshman year aid awards are based in part on income for the year ending Dec. 31 of the student's senior year in high school. Consider making appropriate adjustments to your assets, debts, and retirement provisions before you apply.
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